Short term disability benefits provide temporary income replacement when an illness or injury prevents you from working. Unfortunately, many legitimate claims are delayed or denied by insurance providers. Kotak Law helps individuals across Ontario understand their rights and pursue the benefits they are entitled to receive. Our experienced disability lawyers review policy terms, gather supporting medical evidence, and challenge unfair claim decisions. Whether your disability results from surgery, an accident, pregnancy complications, or a medical condition, we are committed to protecting your financial security. If your short term disability claim has been denied or terminated, Kotak Law can help you explore your legal options.